2018 was a catastrophic year for threat-based cybersecurity. Against the backdrop of the infamous WannaCry virus in 2017, ransomware increased by 350% this year and, according to CSO Online, ransomware damage costs exceeded $5 billion in 2017, 15 times the cost in 2015. These exorbitant figures remind us that the Internet remains a distinctively fertile place … Continue reading The Interpretation of War Exclusions in Insurance Policies